First Time Home Buyer & Low Income Housing Resources

While some of these organizations may focus on helping certain demographic/race groups, the programs are open to all.

Portland Housing Center

A miriad of services to assist in the home buying process

Buying a home can be challenging. At Portland Housing Center, we help you buy a home you can afford in the short- and long-term. We’ll help match you to the services you need to become a successful homeowner.

Portland.Gov

Down Payment Assistance Loan Program

The Down Payment Assistance Loan (DPAL) is designed with favorable terms to help first-time homebuyers purchase a home within the city limits of Portland. See eligibility details on this page. Contact one of the community partners listed below to get started.

PCRI

Portland Community Reinvestment Initiatives

For 30 years, Portland Community Reinvestment Initiatives has reinvested in Portland’s neighborhoods, preserved their diversity, and provided tools to help low-income Portland families and individuals achieve stability and self-sufficiency.

AAAH

African American Alliance for Homeownership

AAAH is a non-profit, 501(c)3 organization, and a HUD Approved Housing Counseling Agency. AAAH provides housing counseling and homeowner assistance programs to African Americans and other underserved communities in Oregon.

Hacienda CDC

Homeowership Support Department

Housing is the cornerstone of our mission. Our affordable housing communities provide a safe, stable place for individuals and families to build their lives. With new homes in construction, we are working to meet the deep need for affordable housing in our community.

NAYA

Native American Youth and Family Center

NAYA Family Center is focused on providing a continuum of housing options for all members our community through the work of our Community Development office.

Community Vision

Housing Access Program

Community Vision believes that everyone has the right to live in an affordable home of their choice. Since 1989, Community Vision has been responding to affordable housing needs by supporting over 150 families and individuals to purchase homes through downpayment assistance, credit establishment, financial management, and lender connections.

H.U.D

U.S. Department of Housing and Urban Development

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.